84 Church Hill Road

Waterford, NY
$ 598,800 Beds 5 Baths 2.5 Sq 2,840 Virtual Tour
Monthly Estimate* How much can I afford?

Originally built as the rectory for St. Mary's Crescent Church, this distinctive property offers approximately 2,840 square feet of living space. Two beautiful oak staircases, along with original, meticulously maintained oak casings and trim, showcase the exceptional craftsmanship of an earlier era. The approximately 0.94-acre property extends down to the Mohawk River, with private river access and potential for a boat dock. Updated windows were carefully selected to preserve the home's distinctive oak appearance. Modern conveniences include gas hot-water heating and central air conditioning. Three oak-mantel fireplaces add warmth and character, while a full basement and full walk-up attic provide abundant storage. A two-car garage, built in 2001, and a circular driveway offer convenience and easy access to Church Hill Road. The home features five bedrooms. The largest bedroom provides access to a second-floor sunroom with expansive views of the Mohawk River to the east and west. Another bedroom has private access to the western sun porch. The generous dining room offers plenty of space for large holiday gatherings and entertaining. Currently zoned Residential/Mixed Use, 84 Church Hill Road offers flexibility for a variety of uses, including a single-family residence or office with living quarters. This one-of-a-kind property will appeal to buyers looking for something truly different--a home rich in history and craftsmanship, with spacious living areas, beautiful river views, and the potential to enjoy life along the Mohawk River.

Active

  • Price
  • $ 598,800
  • City
  • Waterford
  • Bedrooms
  • 5
  • Full Bathrooms
  • 2
  • County
  • SARATOGA
  • Half Bathrooms
  • 1
  • Area
  • Waterford
  • Lot Size
  • 0.94 Acres
  • Zip
  • 12188
  • Sqr Footage
  • 2,840
  • Year Built
  • 1940
  • Style
  • Colonial
  • MLS#
  • 202624816
Listed By: Terry Little 518-858-2306 with Coldwell Banker Prime Properties. - 518-427-9000
Data Source: Global MLS (GCAR)

Features

General

Sewer Public Sewer
Heating Natural Gas,Steam
Cooling Central Air
Utilities Cable Connected
Possession At Closing
Roof Slate
Appliances Dishwasher,Electric Oven,Microwave,Range,Refrigerator
Zoning Single Residence
Garage Spaces 2.0
Patio/Porch Features Covered,Deck,Front Porch
Architectural Style Colonial
Security Features Smoke Detector(s),Carbon Monoxide Detector(s)
Construction Materials Block,Vinyl Siding
Year Built 1940
Electric 200+ Amp Service
View River,Bridge(s),Hills
Property Subtype Single Family Residence
Waterfront Features River Front
County Saratoga
New Construction No
Property Type Residential
HOA No
Attached Garage No
Subdivision Name Historic District
Garage Y/N Yes
Other Structures Garage(s)
Total Rooms 13
Full Baths 2
Status Active
Directions From Crescent Bridge - North on 9 to Right on Church Hill Rd.
High School Shenendehowa
City Waterford
Body of Water Mohawk River
High School District Shenendehowa
Lot Size Units Acres
Lot Size Square Feet 40946.4
Carport Y/N No
Elementary School Shatekon
Land Lease Y/N No
Tax Annual Amount 0.0
Home Warranty Y/N No
Property Condition Updated/Remodeled
Lease Renewal Y/N No
Additional Parcels Y/N No
Concessions Yes
Lease Considered Y/N No
Rent Control Y/N No
Standard Status Active
Tax Lot 21.000
MobileHomeRemainsYN No
PostalCity Waterford

Interior Features

Interior Amenities High Speed Internet,Ceramic Tile Bath,Crown Molding,Eat-in Kitchen
Basement Exterior Entry,Full,Interior Entry,Unfinished
Flooring Tile,Hardwood
Total Fireplaces 3
Fireplace Features Dining Room,Family Room
Basement (Y/N) No
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features Screens,Double Pane Windows
Fireplace Y/N Yes
Above Grade Finished Area 2840.0
Half Baths 1
Laundry Features Laundry Room,Main Level
Total Bedrooms 5
Below Grade Finished Area 0.0
Below Grade Finished Area Source CRS
Above Grade Finished Area Source CRS
Total Baths 3

Exterior Features

Exterior Amenities Drive-Paved,Lighting,Storm Door(s)
Parking Features Paved,Circular Driveway,Detached,Driveway,Garage Door Opener
Lot Features Sloped,Views,Landscaped
Water Source Public
Total Parking 15.0
Lot Size Area 0.94
Foundation Details Block
Spa No
Lot Dimensions 99 X 417 X 102 X 408
Lot Size Acres 0.94
Waterfront Y/N Yes
Door Features Storm Door(s)
Crops Included Y/N No
Horse Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Albany, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Shatekon Elementary School
Middle School Unknown Middle School
High School Shenendehowa High School

Price History

8/26/2026 Listed $598,800

Property vs Zip Code Average in 12188

Price
AVG $570K
$600K
Year Built
AVG 1936
1940
Visits
AVG 0
1
Data Provided by Inside Real Estate®

84 Church Hill Road Waterford, NY is a Single Family Home for sale at $598800 with 2840 sqft and a lot size of 0.94 Acres Acre(s). 84 Church Hill Road Waterford has 5 bedrooms, 2 baths and was built in 1940. The property's zip code is 12188 which is in Waterford, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.