Ning Li

21 Jay Street

Waterford, NY
$ 199,900 Beds 3 Baths 1 Sq 1,425 Virtual Tour
Monthly Estimate* How much can I afford?

Come see all that this 3-bedroom, 1-bath home offering 1,395 sq. ft. of living space has to offer! Located in a quiet neighborhood within the Waterford School District, this home features a spacious open floor plan with a large living room, family room and dining room conveniently located off the kitchen. The first floor offers one bedroom and a full bath, while the second floor features two additional bedrooms with hardwood floors, plus a separate room ready for a potential second full bathroom to be installed. Additional highlights include hot water radiator heat, a 2-year-old roof and 1-car garage. Plenty of space and potential to make this home your own. Estate property being sold as-is

Pending

  • Price
  • $ 199,900
  • City
  • Waterford
  • Bedrooms
  • 3
  • Full Bathrooms
  • 1
  • County
  • Saratoga
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.3 Acres
  • Zip
  • 12188
  • Sqr Footage
  • 1,425
  • Year Built
  • 1946
  • Taxes
  • $ 5815
  • Style
  • Cape Cod
  • MLS#
  • 202623524
Listed By: Christopher McCabe 518-378-8756 with Venture Fox Realty Group LLC. - 518-290-1070
Data Source: Global MLS (GCAR)

Features

General

Sewer Public Sewer
Heating Hot Water,Natural Gas,Radiant
Cooling None
Possession At Closing
Roof Shingle,Asphalt
Appliances Dishwasher,Oven,Range,Refrigerator
Garage Spaces 1
Architectural Style Cape Cod
Security Features Smoke Detector(s),Carbon Monoxide Detector(s)
Construction Materials Vinyl Siding
Year Built 1946
View Trees/Woods
Property Subtype Single Family Residence
County Saratoga
New Construction false
Property Type Residential
HOA false
Attached Garage true
Garage Y/N true
Other Structures Shed(s)
Total Rooms 9
Full Baths 1
Status Pending
Buyer Financing Conventional
Directions From 87N, take exit 8, right onto Crescent Rd, left on US 9, right on Church Hill Rd, right on Middletown Rd, left on Jay St.
High School Waterford
City Waterford
High School District Waterford-Halfmoon
Lot Size Units Acres
Lot Size Square Feet 13068
Carport Y/N No
Elementary School Waterford
Land Lease Y/N No
Tax Annual Amount 5815
Home Warranty Y/N No
Lease Renewal Y/N No
Additional Parcels Y/N No
Lease Considered Y/N No
Rent Control Y/N No
Virtual Tour https://app.doaudiotours.com/unbranded?id=27836&lang=en-US
Standard Status Pending
Tax Lot 10.000
MobileHomeRemainsYN No
PostalCity Waterford

Interior Features

Basement Full,Unfinished
Flooring Carpet,Hardwood
Basement (Y/N) No
Air Conditioning Y/N false
Heating Y/N true
Fireplace Y/N false
Above Grade Finished Area 1425
Laundry Features Main Level
Total Bedrooms 3
Below Grade Finished Area Source CRS
Above Grade Finished Area Source Plans
Total Baths 1

Exterior Features

Exterior Amenities Drive-Paved
Fencing Chain Link,Partial
Parking Features Paved,Attached,Driveway
Lot Features Secluded,Level,Wooded,Cleared
Water Source Public
Total Parking 6
Lot Size Area 0.3
Spa No
Lot Dimensions 89 x 126 x 112 x 151
BuyerOfficeFax 518-439-9340
Lot Size Acres 0.3
Waterfront Y/N false
Door Features Sliding Doors
Crops Included Y/N No
Horse Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Albany, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School
Middle School
High School

Price History

8/7/2026 Listed $199,900

Property vs Zip Code Average in 12188

Price
AVG $570K
$200K
Taxes
AVG $6,503
$5,815
Year Built
AVG 1936
1946

Areas That We Cover

21 Jay Street Waterford, NY is a Single Family Home for sale at $199900 with 1425 sqft and a lot size of 0.3 Acres Acre(s). 21 Jay Street Waterford has 3 bedrooms, 1 baths and was built in 1946. The property's zip code is 12188 which is in Waterford, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Ning Li

Ning Li

Licensed Real Estate Salesperson

518-852-5277

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