48 Towpath Lane

Waterford, NY
$ 749,900 Beds 4 Baths 3 Sq 3,492 Virtual Tour
Monthly Estimate* How much can I afford?

**Open House Cancelled** Experience luxury waterfront living in this stunning 4-bedroom, 3-bath custom home, perfectly positioned along the Mohawk River in the highly sought-after Shenendehowa School District. Situated on approximately 0.78 acres that lives much larger, this exceptional property offers the perfect blend of elegance, privacy, and outdoor living. Enjoy direct river access and a beautifully landscaped backyard designed for both relaxation and entertaining, featuring a resort-style in-ground pool with a 1-year-old liner, tranquil water feature, expansive Trex deck, and mature trees that create your own private oasis. Inside, quality craftsmanship shines throughout with a chef's kitchen featuring granite countertops, spacious sun-filled living areas, a cozy gas fireplace, and timeless finishes. Recent improvements provide exceptional peace of mind, including a 3-year-old roof, new HVAC system (2024), new natural gas hot water heater, new refrigerator, and new flooring throughout the second level. The expansive basement with full-size windows and a Bilco egress offers endless possibilities to create additional finished living space. Combining luxury, thoughtful updates, direct waterfront access, and an unbeatable location, this is a rare opportunity to own one of the Capital Region's premier waterfront homes.

Pending

  • Price
  • $ 749,900
  • City
  • Waterford
  • Bedrooms
  • 4
  • Full Bathrooms
  • 3
  • County
  • Saratoga
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.78 Acres
  • Zip
  • 12188
  • Sqr Footage
  • 3,492
  • Year Built
  • 2004
  • Taxes
  • $ 13818
  • Style
  • Custom
  • MLS#
  • 202621927
Listed By: Dominick Marchesiello 518-338-7299 with KW Platform. - 518-724-5800
Data Source: Global MLS (GCAR)

Features

General

Sewer Public Sewer
Heating Forced Air,Natural Gas
Cooling Central Air
Possession At Closing
Roof Shingle,Asphalt
Appliances Dishwasher,Gas Oven,Gas Water Heater,Humidifier,Microwave,Range Hood,Refrigerator
Garage Spaces 2
Patio/Porch Features Covered,Front Porch
Architectural Style Custom
Pool Features In Ground,Outdoor Pool
Construction Materials Stone,Vinyl Siding
Year Built 2004
Electric Circuit Breakers
View River,Trees/Woods,Water
Property Subtype Single Family Residence
Waterfront Features River Front
County Saratoga
New Construction false
Property Type Residential
HOA false
Attached Garage true
Subdivision Name Riverbend
Garage Y/N true
Other Structures Gazebo
Total Rooms 14
Full Baths 3
Status Pending
Buyer Financing Conventional
Directions Take Guideboard Rd to Towpath Ln in Waterford
High School Shenendehowa
City Waterford
Body of Water Mohawk River
High School District Shenendehowa
Lot Size Units Acres
Lot Size Square Feet 33976.8
Carport Y/N No
Land Lease Y/N No
Tax Annual Amount 13818.6
Home Warranty Y/N No
Lease Renewal Y/N No
Additional Parcels Y/N No
Lease Considered Y/N No
Rent Control Y/N No
Standard Status Pending
Tax Lot 15.000
MobileHomeRemainsYN No
PostalCity Waterford

Interior Features

Interior Amenities Paddle Fan,Vaulted Ceiling(s),Walk-In Closet(s),Built-in Features,Cathedral Ceiling(s),Central Vacuum,Ceramic Tile Bath,Kitchen Island
Basement Exterior Entry,Full,Interior Entry,Unfinished
Flooring Hardwood
Total Fireplaces 1
Fireplace Features Family Room,Gas
Basement (Y/N) No
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N true
Above Grade Finished Area 3492
Laundry Features Laundry Room,Main Level
Total Bedrooms 4
Below Grade Finished Area Source CRS
Above Grade Finished Area Source CRS
Total Baths 3
Kitchen Island True

Exterior Features

Exterior Amenities Lighting
Fencing Back Yard
Parking Features Off Street,Paved,Attached,Driveway
Lot Features Sprinklers In Front,Sprinklers In Rear,Views,Landscaped
Water Source Public
Total Parking 12
Lot Size Area 0.78
Spa No
Lot Size Acres 0.78
Waterfront Y/N true
Door Features Sliding Doors
Crops Included Y/N No
Horse Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Albany, NY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School
Middle School
High School

Price History

7/16/2026 Listed $799,900
9/6/2026 7% - $749,900

Property vs Zip Code Average in 12188

Price
AVG $570K
$750K
Taxes
AVG $6,503
$13,818
Year Built
AVG 1936
2004

48 Towpath Lane Waterford, NY is a Single Family Home for sale at $749900 with 3492 sqft and a lot size of 0.78 Acres Acre(s). 48 Towpath Lane Waterford has 4 bedrooms, 3 baths and was built in 2004. The property's zip code is 12188 which is in Waterford, NY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.